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Caution to Mortgage Lenders

A recent Ohio Court of Appeals case provides caution to mortgage lenders who begin the foreclosure process without closely reading the terms of the loan documents. In Wells Fargo v. Phillabaum, the court found that Wells Fargo failed to comply with a federal Department of Housing and Urban Development (HUD) regulation, and therefore, improperly began the foreclosure process.

Judge Finds Judicial Report Statute Unconstitutional

In First Merchant Bank v. Glover, a Darke County Court recently ruled Ohio foreclosure statute 2329.191 unconstitutional as it violates equal protection and the separation of powers.